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IFinancer Lifetime Plan Giveaway
$29.95
EXPIRED

Giveaway of the day — IFinancer Lifetime Plan

Manage your finances effortlessly in one place with a personal budget planner!
$29.95 EXPIRED
User rating: 48 19 comments

IFinancer Lifetime Plan was available as a giveaway on March 12, 2021!

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Please note: this is an online service, so no program needs to be installed (the download archive includes only readme file). The registration process is described in the readme file!

iFinancer offers a little help to manage your finances effortlessly in one place with a personal budget planner. It's exactly what you need to make sure you’re staying on track by tracking all your expenses. From income and expense tracking, budgeting, sending you alerts when you're about to exceed your budget, to an easy user interface, IFinancer is your personal finance manager that gives you a clear report of where all your money is as well as tools for budgeting to help you save.

Keep track of your incomes, sort them in groups & capture which the income went to.
Track each of your expenses & calculate the balance.
Set a limit or expected monthly spend, expected monthly earnings & expected monthly saving.
Choose a currency depending on your location.
Get alerts when you are close to exceeding your budget.

System Requirements:

Any modern browser

Publisher:

Eldamar Studio

Homepage:

https://ifinancer.net/

File Size:

4 KB

Licence details:

Lifetime

Price:

$29.95

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Comments on IFinancer Lifetime Plan

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#9

A web application by a Ukrainian company that conceals their identity and address which is hosted within the Peoples Republic of China... and they are claiming to be able to provide a secure and long lasting service with one off payment for a lifetime plan but with no way to make that payment on the website at the time of the giveaway... There is no good reason to put our financial history on alibabas cloud servers, except to hide it from five eyes but the best way to hide it from five eyes and PRC is to use a local only program.

Reply   |   Comment by TK  –  2 years ago  –  Did you find this comment useful? yes | no (+1)
#8

Hi - I would like to see this again with a procedure that gives me the key. As I said, URL for key just brought me back here.

Reply   |   Comment by Morgan Pierce  –  2 years ago  –  Did you find this comment useful? yes | no (+1)
#7

@rakve, it is not an unknown company

from August 20, 2020 to March 12, 2021
they have had 10 programmes on GOTD under the Eldamar Studio brand

Reply   |   Comment by Tobiasson  –  2 years ago  –  Did you find this comment useful? yes | no (-2)

Tobiasson, what's its business address? where are its servers located under whose laws will they have to share data... how do they plan to fund the servers in the long term with only a single ridiculously low price for a lifetime license let alone the few thousand free licenses that may have been distributed here?
TK

Reply   |   Comment by TK  –  2 years ago  –  Did you find this comment useful? yes | no (+1)

Tobiasson,
I wrote that EVEN big companies and EVEN Govt servers have been hacked. I would not trust even them.

If you think this company is not an "unknown", you are welcome to share YOUR financial and personal data with them.

I would not, EVEN with well known and big companies and Govt, if I have a choice not to!

Reply   |   Comment by rakve  –  2 years ago  –  Did you find this comment useful? yes | no (0)
#6

When entering an expense, there is no way to edit account or category. "Other" is the only option with no ability to enter "electric" or Utility"

Reply   |   Comment by Dan Cohn  –  2 years ago  –  Did you find this comment useful? yes | no (+1)
#5

Hi - I went to the reg page but it just came back here to this page. What am I missing?

Reply   |   Comment by Morgan Pierce  –  2 years ago  –  Did you find this comment useful? yes | no (+3)

Morgan Pierce, I had the same issue for registering the financer plan software

Reply   |   Comment by Law  –  2 years ago  –  Did you find this comment useful? yes | no (+2)
#4

I use Sberbank - easier to manage my finances as the bank has all of them inclusive to their app.

Reply   |   Comment by Bernd  –  2 years ago  –  Did you find this comment useful? yes | no (-4)
#3

I use excel sheets to manage my expenses and budgets. Since I'm not in the US/Canada, that was the only practical option for me. But working with Excel sheets is not easy. So I recommend this online app.

This service only supports budget management, so if you want to manage your loans, 401k, IRAs... this may not be the right tool. But for budget and saving account management, I started to use this.

This tool is separated into 4 parts: Overview, Income, Expenses, and Budget. You define your income streams, as well as expenses. and it calculates how much monthly quota you have to meet your defined budget goal(s).

So far these are the pros and cons of the tool:
- Security:
No Two-Step password Security: I noticed no extra security for logging in, I suggest they enforce the security as no one wants their financial details to be publicly accessible. Hence, I still trust my offline Excel files more.
I suggest encrypting client data on their server as well if it is not already encrypted.
- Budget per month only: It only supports budget management per month, could be wrong but there is no weekly or yearly option. But TMO monthly budgeting is the most important option and it has that.
- With this tool, you can manually add/remove and edit Income and Expenses amounts. To my surprise, you can only add complete numbers (1,2,3...) and it does not let you add fractions (1.2, 2.5,... ) apparently. So you're forced to round the numbers.
- You can add different account types and define categories for your expenses
- It would be good to add a description per expense, I noticed you can only add title, and no additional description details
- it does not show how much currency left in the account, you have to manually calculate it everytime you set your period of time. For example, if you want to know the overall (not monthly) remaining amount of your money, you first have to define the period from day 1 to today. Then you have to look at the numbers, bring a calculator, and calculate the remaining amount.
- It shows you how much money you can spend in % as well as in the unit of currency you use
- It shows you the graph of expenses and income details
- It has a simple and easy UI to work with
- It has an option to export your expenses and income details as PDF, Excel, and more.
- It has pie-charts per budget categories
- Supports EURO as well as USD but since it does not calculate interest rates, I don't think it is a big deal.

I suggest adding interest rate support, debt support, mortgage and loan calculators as well as ROR calculation supports. Overall I'm satisfied with managing my budgets with it. It is just easier and nicer to work with than an excel sheet.

Reply   |   Comment by Dan  –  2 years ago  –  Did you find this comment useful? yes | no (+21)

Dan,

You are absolutely right.

1) I would not trust any online service with my financial and personal data, that too, an unknown company. Even the largest companies and Gov have been hacked.

2) The kind of simple things they offer, YOU CAN DO yourself with Spreadsheet and other tools available for free, WITHOUT giving your data to such sites.

3) Budget, Finance, interest, ROI etc. are NOT complicated. You learned these, and basic concepts in High School. YOU CAN DO IT YOURSELF. Give it a try.

Let us become financially literate.
Good Luck.

Reply   |   Comment by rakve  –  2 years ago  –  Did you find this comment useful? yes | no (+10)

Dan, Can you share your worksheet?

Reply   |   Comment by ZM  –  2 years ago  –  Did you find this comment useful? yes | no (+2)
#2

Same problem.The registration link redirect here.I clean browser cache or I use another browser.Result Same

Reply   |   Comment by Hal Dem  –  2 years ago  –  Did you find this comment useful? yes | no (+9)
#1

Where is the key? The registration link redirect here

Reply   |   Comment by Jone  –  2 years ago  –  Did you find this comment useful? yes | no (+6)

Jone,
please try to clean your browser cache and use the SAME browser you've
used for the archive download.

GOTD team

Reply   |   Comment by Helen  –  2 years ago  –  Did you find this comment useful? yes | no (-9)

Helen,
I cleared cache, tested it on chrome, edge, firefox and it opera. Always redirect to this page. Gracefully

Reply   |   Comment by Jone  –  2 years ago  –  Did you find this comment useful? yes | no (+10)

Helen,
Same problem here. This is the URL, obtained with no browser interaction whatsoever, just resolving the "download link" given in the e-mail (right-click then "Copy link address")

Reply   |   Comment by Joe T.  –  2 years ago  –  Did you find this comment useful? yes | no (+2)

Helen,
Please forgive me and my stupid comment above. My vision was obtuse to the big "Click the link to download." (the second line on the page). Apologies. Now let me go back and downvote my comment.

Reply   |   Comment by Joe T.  –  2 years ago  –  Did you find this comment useful? yes | no (-4)
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